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#MONTHLY BUDGET PLANNER PRINTABLE CRACKED#
#MONTHLY BUDGET PLANNER PRINTABLE FREE#

Money set aside for normal, regular, non-grocery expenses. They don't have power drills and sheets for your bed, but they have most of the basic items you might need to buy on a day-to-day basis.Įxamples of grocery budget items include: food, shampoo, dog food, lotion, baby diapers and wipes, shaving cream, baggies, basic kitchen utensils and baking items, cleaning supplies, milk, basic cold remedy medicine, makeup and other toiletries, and so on. We're talking Neighborhood Walmart, Smiths, and Safeway-type stores. We're not talking Costco or super Walmart. By the end of this, you're going to be an envelope budget system pro! WHAT DOES THE “GROCERY” BUDGET INCLUDE?Īnything you could find at a neighborhood grocery store. Ready to see how? Let's break this baby down!Īlright, let's get into the nitty gritty of my 3 budgets to give you the BIG picture. One week at a time is much more manageable. As I mentioned, it's hard to make a lump sum last 4 weeks, you're likely to run out.

Break your budget down weekly instead of monthly.

No more “hair cut budgets,” “eating out budgets,” or “dog grooming budgets.” I suggest you lump your spending into two categories and simplify.

Divide up your spending and simplify your individual budgets.

Here are the tricks to maintaining this envelope budget system for the rest of your life: MAINTAIN A PRACTICAL & BALANCED BUDGET FOR-EV-ER! Simplifying our budgets has literally changed our financial lives!

Use Credit Cards – They make it so easy to track all transactions and pay all bills!.

Have 3 Budgets – These encompass our regular spending ( grocery, other, and family - more on that below).

Budget Weekly – Yes, you read that right! I break my budget down weekly.

HOW THE ENVELOPE BUDGET SYSTEM WORKS FOR US A girl's gotta do what a girl's gotta do! Nothing was working for me long-term, so I wised up and created my own system. Those of you who can use cash are just amazing to me!

Using Cash – Cash was hard to track, so I would have no idea where it had all gone at the end of the month.

Especially if I needed one budget one month and not the next, like haircuts or vet visits.

Multiple Budgets – Unfortunately, it was confusing and hard to track.

Monthly Budgets – Getting a lump of money is hard for me to not blow through quickly.

#MONTHLY BUDGET PLANNER PRINTABLE CRACKED#

When we first cracked down on budgeting, I tried everything. WHY THE ENVELOPE BUDGET SYSTEM IS BEST FOR OUR FAMILY Ready for the secret sauce? Let me start by explaining why this works so well for us. This simple envelope budget system works whether you spend with cash, debit cards, or credit cards. It has not only single-handedly helped us get out of major debt (more than $10,000 on just one credit card), but it has helped thousands of people stop getting by and start getting ahead. Today I'm going to give you an in-depth look inside the simplest technique ever. I am not a fan of crash diets, just as I am not a fan of crash budgets. The simpler you make it, then the more realistic it is to implement into your life permanently. When my husband I went through our tough financial time we learned one glaring fact about budgeting… A SIMPLE ENVELOPE BUDGET SYSTEM IS THE BEST SYSTEMĪs a frugal living expert and financial disaster survivor, I've learned the secret to budgeting that actually works – simplifying. See? Not so scary! Keep on reading so you can get your finances in order with a simple little envelope!īudgeting can be complicated. Watch the video all about my envelope budget system online or keep scrolling and click to watch below: So, grab some chocolate and get cozy, because we're about to rock your world and change your life! Be sure to subscribe to our YouTube channel so you don't miss out on any of my great tips! We release new videos weekly and you definitely don't wanna miss out on that party. *Note: When you click the links in this post, we may receive a commission at no extra cost to you. Little did I know that this simple budgeting system method would be one of my most viral principles ever! It's no joke that your budget can make you or break you… So it's important to get it in check and under control! Luckily for you, I recorded a video for you a few years ago showing you how I track my weekly budget using my simple envelope budget system.

#MONTHLY BUDGET PLANNER PRINTABLE FREE#

The best part? It's worked for thousands of people, too! Use our free printable and get started today! Today, I'll break down my ridiculously simple, easy, and practical personal envelope budget system that single-handedly got us out of major debt and helped us get ahead financially.